Personalized loan offers
for what you need,
when you need them.

Loans from $5,000 to $250,000

  • Loans from $5,000 to $250,000
  • No minimum credit score
  • Applying will not affect your credit score.

Easily apply
for a personal loan
in 3 steps.

1
Prequalify
Find lenders and rates you qualify for with no fees of commitments.
Prequalify
Find the lenders and rates you qualify for in 60 seconds with no fees or commitments.
2
Choose your loan terms
Choose loan offers that best fit your needs and complete application.
Choose Terms
Choose loan offers that best fit your needs and complete application.
3
Receive your funds
Sign your documents and funds will be wired – as soon as the next day.
Receive Funds
Sign your documents and funds will be wired – as soon as the next day.

Low rates. No fees required.
Offers in minutes, funding within days.

Low rates.
No fees required.
Offers in minutes,
funding within days.

Trusted
Partners
Access a nation-wide marketplace of industry leading lenders and lending partners.
Low Monthly
Payments
Save big by consolidating high-rate debt into lower payments at better rates.
No Minimum
Credit Score
Request a loan now, regardless of your credit score. Conditions vary and terms apply.

Why apply for Flex Lending Club offers?

Why apply with
Flex Lending Club?

Low rates

Low rates

Access a nation-wide marketplace of industry leading lenders.

Our nation-wide marketplace of lenders are available & ready to qualify eligible individuals.

No fees required

No fees

No fees or hidden costs. Flex lending offers are completely free.

No fees or hidden costs. Flex lending offers are completely free.

Immediate offers, Quick funding

Quick funding

Immediate access to money for what you need, when you need it.

Immediate access to money for what you need, when you need it.

Frequently Asked Questions

What are personal loans?

Personal loans can be used for almost any expense – from paying off credit cards to financing home repairs or even a much-needed vacation. They are typically paid back in monthly or bi-monthly installments over an extended period of time. Personal loans can be a convenient alternative to bank loans or high-interest credit cards, with online request forms and no-hassle automated repayment.

How much will the loan cost?

The cost of the loan and Annual Percentage Rate (APR) depend on several factors, including state law, credit history and employment history. The APR also depends on the request loan amount and term. The loan terms are disclosed during the loan request process when you are directed to the lender’s or lending partner’s website. Start your loan request now!

How soon can a personal loan be made available?

Personal loans can be used for almost any expense – from paying off credit cards to financing home repairs or even a much-needed vacation. They are typically paid back in monthly or bi-monthly installments over an extended period of time. Personal loans can be a convenient alternative to bank loans or high-interest credit cards, with online request forms and no-hassle automated repayment.

How soon can I get the funds?

Personal loans can be used for almost any expense – from paying off credit cards to financing home repairs or even a much-needed vacation. They are typically paid back in monthly or bi-monthly installments over an extended period of time. Personal loans can be a convenient alternative to bank loans or high-interest credit cards, with online request forms and no-hassle automated repayment.

When does the loan need to be repaid?

Personal loans can be used for almost any expense – from paying off credit cards to financing home repairs or even a much-needed vacation. They are typically paid back in monthly or bi-monthly installments over an extended period of time. Personal loans can be a convenient alternative to bank loans or high-interest credit cards, with online request forms and no-hassle automated repayment.

What happens if I do not pay?

Personal loans can be used for almost any expense – from paying off credit cards to financing home repairs or even a much-needed vacation. They are typically paid back in monthly or bi-monthly installments over an extended period of time. Personal loans can be a convenient alternative to bank loans or high-interest credit cards, with online request forms and no-hassle automated repayment.

Apply for your personal loan in 60 seconds

  • Your time matters, so we made it fast to get started.
  • It’s a soft inquiry so it won’t impact your credit score